Ying Tung, Nakita Leung

• Expertly manage diverse portfolio of over 30 corporates, with assets exceeding USD 120M, spanning retail, manufacturing, trading, logistics, and professional services.
• Conduct meticulous credit reviews, approvals, and ongoing monitoring to detect and address credit migration in sync with the Risk Management team.
• Designed and implemented risk mitigation strategies and credit risk assessment models in collaboration with the Internal Risk team, achieving delinquency ratio below 1% in 2024.
• Collaborate proactively with relationship managers to expedite new money applications, contributing to a 15% growth in portfolio assets.

• Spearheaded management of a diverse portfolio of multinational corporations and international subsidiaries, encompassing regions such as America, Europe, and Asia, with assets totalling USD40MM.
• Achieved status as a top performer, delivering over 90% y-o-y growth in both asset size and sales revenue.
• Fostered strong client relationships through the proactive offering of a broad spectrum of banking services, including bilateral facilities, syndications/club deals, and comprehensive credit and lending services.

Wholesales Credit Risk (Aug 2021 – Feb 2022)

• Responsible for the end to end credit approval process, from credit analysis to documentation, for a range of new derivatives, bilateral / syndicated, structured leveraged and M&A financing transactions.
• Credit coverage of portfolio of large corporates across a diverse industry base, including retail, general industries, healthcare, mining and resources, real estate, infrastructure and transportation.

International Subsidiary Banking (Feb 2021 – Aug 2021 )

• Performed in-depth credit assessments for over 40 Multinational Corporations totalling over USD450M asset size.
• Worked closely with relationship managers, compliance, legal advisory and product teams on structuring banking solutions for clients.

Global Trade and Receivable Finance (Jul 2020 – Feb 2021)

• Responsible for assisting trade specialists in managing and growing trade finance solutions into Global Banking clients.
• Involved in promoting and launching new structured trade solutions including Supply Chain Finance, Receivables Finance and Asset Based Lending as well as pitching in traditional trade products such as Import and Export loans.