Tin Yee Nicole Yau
Tai Po
Summary
Client-centric Relationship Manager with 5+ years advising HNW clients across Hong Kong and Greater China, combining disciplined risk/compliance execution with markets-driven portfolio guidance. Delivered HKD 249M+ cumulative business volume and earned multiple Top Sales and Best Relationship Manager awards through strategic client-book growth and holistic wealth solutions (investments, insurance and trust).
Overview
8
8
years of professional experience
2
2
Certification
Work History
Senior Personal Banking Manager
Fubon Bank (Hong Kong) Limited
05.2022 - Current
- Client Relationship Management & Advisory
- Business Development & Portfolio Growth
- Regulatory Compliance & Risk Management
Awards & Recognition:
- Multiple Top Sales and Best Relationship Manager Awards (2023-2025)
- Recognized bank-wide for highest insurance sales volume and top commission performance
- Achieved Best Sales Unit and Top Commission Sales Unit in collaboration with China Life (Overseas)
- Selected as Master of Ceremonies for Fubon Bank Annual Dinner 2024
- Exploring Mainland and Taiwan Market work with product team, SME team and business partners to achieved 40millions insurance volumes in HNW clients in 2025.
Financial Consultant
AGBA Group
03.2020 - 04.2022
- Advised HNW individuals and corporate clients on financial planning, investments, and insurance solutions
- Grew and retained client portfolios through proactive relationship management and cross-selling
- Performed needs analyses and portfolio reviews; refined asset allocation for preservation and growth
Internship Trainee – Management Track
Jeju Shinhwa World
07.2019 - 01.2020
- Completed an intensive cross-functional rotation across operations, client services, and business development
- Named top-performing international intern; received a supervisory role offer upon completion
Internship Trainee – Management Track
Student Intern Everrich Duty Free Shop
07.2018 - 06.2019
- Recognized as a top-performing intern; offered a Management Trainee position on a supervisory track
- Delivered client service excellence and commercial acumen in a high-volume retail environment
Education
Bachelor of Business Administration (BBA) - undefined
National Quemoy University
Skills
Adventurous and well-rounded individual with interests that reflect precision, discipline, and strategic thinking
- Cash flow management
- Loan origination
- Banking software proficiency
- Sales management
- Portfolio management
- Mortgage lending
- Wealth management
- Cross-selling products
- Financial planning
- Investment advisory
- Credit assessment
- and collaboration
- and collaboration
- Customer service
- Teamwork and collaboration
- Problem-solving
- Honest and dependable
- Attention to detail
- Problem-solving abilities
- Multitasking Abilities
- Reliability
- Excellent communication
- Critical thinking
- Active listening
- Effective communication
- Verbal and written communication
- Decision-making
- Relationship building
- Self motivation
- Professionalism
- Risk assessment
- Consultative selling
Enjoy skiing and shooting sports (including archery) that build focus, composure, and calm under pressure
Frequent traveler across Asia-Pacific with a passion for discovering local cuisines and hidden dining gems
Enjoy strategic card games that strengthen analytical and decision-making skills, supporting effective client advisory and portfolio management
Certification
- IIQE Paper 1, 3 & 5
- SFC License 1, 7 & 8
- Microsoft Technology Associate (MTA) Certification
LANGUAGES
Fluent: English, Cantonese, Mandarin, Hakka
Intermediate: Korean, Taiwanese (Hokkien)
WHY I'M IDEAL FOR UBS GWM
- Proven client advisory and sales performance: multiple Top Sales awards and HKD 249M+ cumulative business generation
- Strong track record building and growing long-term relationships with HNW clients
- Solid understanding of financial markets and regulatory frameworks; IIQE-certified with end-to-end wealth management expertise
- Client-first mindset with recognition for service excellence and continuous client experience improvement
- Self-directed and highly motivated, with a track record of exceeding KPIs and earning performance-based promotions
- Detail-oriented in documentation, maintaining accurate client profiles and ensuring regulatory compliance
- Fluent in English, Cantonese, and Mandarin; effective communicator across Greater China markets
Timeline
Senior Personal Banking Manager
Fubon Bank (Hong Kong) Limited
05.2022 - Current
Financial Consultant
AGBA Group
03.2020 - 04.2022
Internship Trainee – Management Track
Jeju Shinhwa World
07.2019 - 01.2020
Internship Trainee – Management Track
Student Intern Everrich Duty Free Shop
07.2018 - 06.2019
Bachelor of Business Administration (BBA) - undefined
National Quemoy University