Susie Lam
Credit Risk
Hong Kong
Summary
As a highly skilled financial professional with a strong academic background, I have demonstrated exceptional proficiency in financial analysis and data management strategies. My excellent analytical and problem-solving abilities make me a valuable asset to any organizations. I hold a bachelor degree in Economics and Finance in the University of Hong Kong. I have gained experience in financial analysis and am currently seeking a challenging role as a credit risk analyst to provide comprehensive financial insights and support for informed decision-making within the organization.
Overview
4
4
years of professional experience
4
4
years of post-secondary education
4
4
Languages
Work History
Management Trainee
Hua Xia Bank Co., LTD
07.2022 - Current
- Analyzing financial statements and credit reports to determine creditworthiness of banks
- Reviewing credit applications and customer credit limits in a timely manner
- Providing regular reports to relevant parties & head office
- Participating in the automation of credit report processes within the department
- Performing risk assessments in accordance with company policies and regulatory requirements
- Organizing credit committee and preparing minutes
- Liaising with legal counsels and marketing units to ensure proper and efficient operations of credit administration work
- Coordinating with internal stakeholders for data matching, CCRA checking to ensure a high standard of risk control
- Reviewing the documentations (loan/ security/ derivatives, etc), and to ensure all terms and conditions are properly structured according to the bank’s policy
- Maintaining the documentation tracking and filing system
- Handling any ad hoc projects or reports as assigned
Management Trainee
Hua Xia Bank Co., LTD
07.2022 - 12.2023
- Ensuring overall smooth running of the bank's operations in settlement including remittance and payments etc.
- Executing the settlement of various transactions including FX, MM, bond, IRS etc.
- Assisting and managing projects and initiatives as delegated by Head Office, e.g. Summit
- Assisting in organizing and being the representative in several team building activities(e.g. Badminton competition and Speech competition)
Intern
China Mobile Hong Kong
08.2021 - 02.2022
- Handling all the refund process and assisting in automate the process of the refund
- Matching the receipts with the invoices for 2019-2021
- Preparing financial reports
- Processing a range of documentation and entering information into databases
- Handling customer complaints with empathy
Education
Economics and Finance -
The University of Hong Kong
08.2017 - 07.2021
Skills
- Time Management
- Ability to Work Under Pressure
- Ability to Work in a Team
- Leadership
Timeline
Management Trainee
Hua Xia Bank Co., LTD
07.2022 - Current
Management Trainee
Hua Xia Bank Co., LTD
07.2022 - 12.2023
Intern
China Mobile Hong Kong
08.2021 - 02.2022
Economics and Finance -
The University of Hong Kong
08.2017 - 07.2021
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