

Merchandising and costing professional with 9+ years of experience in the apparel industry, specialising in product development, costing analysis, and vendor management for international brands. Experienced in working with global brands.
Managed SME and micro-business clients in agriculture, aquaculture, construction, and trading sectors.
Conducted financial analysis, credit assessment, and managed secured/unsecured lending products.
Supported trade finance activities, including L/C processing and foreign exchange transactions.
Prepared and analyzed lending, agricultural finance, and FX reports to support business and management decisions.