China Construction Bank (Asia) Corporation Limited
07.2023 - Current
Draft and review Division Policies & Procedures (P&P), ensuring compliance with regulatory standards and Bank requirements, while supporting cross-divisional P&P reviews.
Coordinate with stakeholders, including Financial Crime Compliance, Operational Risk Management, and Internal Audit, to streamline communication to the Division.
Act as backup for Team Head during absences, attending meetings, engaging with stakeholders, and executing instructions from management.
Contribute internal control expertise to major projects, such as the Account Opening Platform project and WeCom initiatives, enhancing operational efficiency and compliance.
Conduct quarterly reviews of the Referral Partner List and monthly reviews of Deposit Protection Scheme exception reports, driving timely rectifications to comply with relevant requirements.
Prepare and deliver presentation materials for Team Head for meetings, including Weekly Sales and Monthly Credit & Compliance Risk Meetings.
Develop and deliver training materials and briefing sessions on new processes, AML requirements, and internal policies, boosting Division associates’ compliance awareness.
Manage associate enquiries on AML and Bank workflows, escalating complex issues to relevant parties and ensuring prompt resolution to the issues.
Serve as Operational Risk Coordinator, attending regular operational risk meetings, reporting Key Risk Indicators, and escalating risk events per Bank guidelines.
Relationship Manager - Fund
OCBC Wing Hang Bank Limited
10.2019 - 07.2023
Acquired new clients (e.g. investment funds & SFC licensed corporations) and conduct customer due diligence based on risk rating to ensure that meets bank's requirements.
Worked closely with internal departments e.g. operation and business compliance to ensure smooth account opening process especially for entity customers with complex ownership structure & special entity types.
Actively involved in bank's new initiatives such as client onboarding system & alert handling system and provide feedback or advice to project manager after UAT.
Assisted Team Head to review and comment on newly drafted procedures & forms.
Conducted periodic/ad-hoc reviews of portfolio customers to ensure client profiles are up to bank's requirements.
Built sales pipelines and deliver both deposit balance and NTB KPIs.
Provided advice/service to clients on transaction banking and different business financial needs.
Established and retain close relationship with business partners such as fund administrators and fund managers.
Business Banking Manager
OCBC Wing Hang Bank Limited
12.2018 - 09.2019
Acquired new SME clients and handle end-to-end account opening process.
Achieved individual business targets and contribute to the performance of the team.
Established and maintained strong network and relationship with various business partners such as CPA firms and Company Secretaries.
Ensured a professional and high quality service is provided and in compliance with the bank internal policies and regulatory requirements.
Marketing Executive
Omnific Works Limited
07.2018 - 10.2018
Coordinated sales process, including making cold-calls and warm-calls to potential clients, arranging formal sales meetings, presentations and site-visits, issuing quotations, arranging schedules of delivery and installation, providing after-sales services.
Identified and secured new business opportunities through BCI database and Linkedin.
Developed and maintained close business relationships with clients to enhance market penetration and increased market share and gathered important marketing information.
Drove marketing and promotion activities such as EDM and leaflet posting.
Handled phone and email enquiries from clients and satisfying their needs with appropriate products.
Marketing Officer
Lansford Construction Engineering Limited
04.2014 - 07.2018
Prepared marketing materials such as leaflets and banners to promote company's marketing campaigns.
Created customized contents to reach prospective clients by e-mail.
Gathered related information, documents and forms for submission to Buildings Department or Housing Department.
Supervised workers and their works at construction site to ensure they follow the approved building or structural plans and work in a safe environment.
Ordered materials and tools from different suppliers and arranging their delivery to the construction site.
Requested quotations from various material suppliers for best quality and price.
Handled enquiries from clients and general public over the phone or in person on daily basis.
Carried out window inspection for customers who received statutory order from Buildings Department or Housing Department.
Education
Bachelor of Business (Marketing) -
Griffith University
09.2013
Advanced Diploma of Marketing -
West Coast Institute of Training
07.2012
Diploma in Business -
YMCA College of Continuing Education
07.2010
Form 1-5 -
T.W.G.Hs. Kwok Yat Wai College
07.2009
Skills
KYC Knowledge
Risk Assessment and Classification
Analytical Skill
Attention to Details
Work Independently
Fast Learner
Availability
2 Months' Notice
Current Salary
HK$47,470
Current Bonus
4.5 Months
Timeline
AVP, Commercial Banking Division-Internal Control
China Construction Bank (Asia) Corporation Limited
Assistant Manager, Corporate Banking I at China Construction Bank (Asia) Corporation LimitedAssistant Manager, Corporate Banking I at China Construction Bank (Asia) Corporation Limited
Vice President of Lending at China Construction Bank (Asia) Corporation LimitedVice President of Lending at China Construction Bank (Asia) Corporation Limited
<ul><li>Company Overview: Group Company of PUIG, Spain</li><li>Team Leadership & Process Excellence: Organised the transformation of the Finance & Accounts function, establishing performance-driven goals, and embedding a culture of accountability and continuous improvement. Drove operational efficiency through process redesigns, SOP implementation and optimal resource deployment, leading to measurable improvements in turnaround time and accuracy.</li><li>Strategic Partnering with CXOs: Acted as a key advisor to the CEO, CFO, and other CXOs on business planning, pricing strategies, and business model pivots to support scale-up and profitability. Contributed to investor communications with data-backed insights to enhance stakeholder confidence and secure strategic funding.</li><li>Cross-Functional & Global Stakeholder Management: Functioned as the strategic finance business partner to cross-functional heads and the PUIG global finance team, aligning local execution with global financial strategies and compliance requirements.</li><li>ERP Transformation & System Automation: Led end-to-end ERP reimplementation to address system gaps, enforce role-based controls, and automate core finance processes—resulting in enhanced data accuracy, faster reporting and improved internal controls.</li><li>Costing, Inventory & Profitability Optimization: Designed and implemented plant-level costing models to ensure accurate COGS determination. Improved inventory management across pricing, consumption tracking, and aging analysis—enabling better working capital control and cost efficiency.</li><li>Manufacturing Finance & Statutory Compliance: Supervised end-to-end accounting for manufacturing operations and ensured full statutory compliance.</li><li>Financial Reporting, MIS & Profitability Analytics: Delivered accurate and timely monthly MIS reports, including P&L, Balance Sheet and KPI dashboards with deep-dive variance analysis across stores, business verticals, and geographies. Supported board-level decision-making through insightful presentations on financial health and business performance.</li><li>Budgeting, Forecasting & Business Planning: Led the Annual Operating Plan (AOP) and rolling forecasts, ensuring alignment with strategic objectives and market dynamics. Monitored key financial metrics to enable business decisions and proactive cost management.</li><li>Statutory, Internal & Tax Audit Management: Finalized standalone and consolidated financials under Ind AS and IFRS, ensured timely group reporting and compliance with international standards. Delivered clean and timely closures of statutory, tax, and internal audits in coordination with Big 4 auditors. Strengthened audit readiness through pre-audit diagnostics and rectification of recurring control gaps.</li><li>Regulatory Compliance & Risk Management: Ensured end-to-end compliance which includes ROC, RBI, FEMA, Income Tax, GST, Transfer Pricing, DTAA, and Customs. Reviewed cross-border contracts and transactions to ensure arm’s length pricing, accurate TDS application, and proper documentation under Transfer Pricing regulations.</li><li>Commercial Negotiation & Contract Governance: Led commercial negotiations and structured deals with vendors and franchisees. Reviewed key business contracts to ensure financial viability, risk protection, and compliance with regulatory standards.</li><li>Treasury & External Commercial Borrowing (ECB): Managed fund planning and liquidity management including ECB drawdowns, bank negotiations, and interest optimization. Improved working capital cycles through proactive cash flow forecasting and receivables control.</li><li>Internal Controls & Governance Framework: Led organization-wide reviews of internal control systems, identified process gaps, and redesigned or implemented over 40 SOPs and IFCs. Established a governance structure for financial discipline, risk mitigation, and policy compliance across departments.</li></ul> at Kama Ayurveda Pvt. Ltd. & PUIG India Pvt. Ltd.<ul><li>Company Overview: Group Company of PUIG, Spain</li><li>Team Leadership & Process Excellence: Organised the transformation of the Finance & Accounts function, establishing performance-driven goals, and embedding a culture of accountability and continuous improvement. Drove operational efficiency through process redesigns, SOP implementation and optimal resource deployment, leading to measurable improvements in turnaround time and accuracy.</li><li>Strategic Partnering with CXOs: Acted as a key advisor to the CEO, CFO, and other CXOs on business planning, pricing strategies, and business model pivots to support scale-up and profitability. Contributed to investor communications with data-backed insights to enhance stakeholder confidence and secure strategic funding.</li><li>Cross-Functional & Global Stakeholder Management: Functioned as the strategic finance business partner to cross-functional heads and the PUIG global finance team, aligning local execution with global financial strategies and compliance requirements.</li><li>ERP Transformation & System Automation: Led end-to-end ERP reimplementation to address system gaps, enforce role-based controls, and automate core finance processes—resulting in enhanced data accuracy, faster reporting and improved internal controls.</li><li>Costing, Inventory & Profitability Optimization: Designed and implemented plant-level costing models to ensure accurate COGS determination. Improved inventory management across pricing, consumption tracking, and aging analysis—enabling better working capital control and cost efficiency.</li><li>Manufacturing Finance & Statutory Compliance: Supervised end-to-end accounting for manufacturing operations and ensured full statutory compliance.</li><li>Financial Reporting, MIS & Profitability Analytics: Delivered accurate and timely monthly MIS reports, including P&L, Balance Sheet and KPI dashboards with deep-dive variance analysis across stores, business verticals, and geographies. Supported board-level decision-making through insightful presentations on financial health and business performance.</li><li>Budgeting, Forecasting & Business Planning: Led the Annual Operating Plan (AOP) and rolling forecasts, ensuring alignment with strategic objectives and market dynamics. Monitored key financial metrics to enable business decisions and proactive cost management.</li><li>Statutory, Internal & Tax Audit Management: Finalized standalone and consolidated financials under Ind AS and IFRS, ensured timely group reporting and compliance with international standards. Delivered clean and timely closures of statutory, tax, and internal audits in coordination with Big 4 auditors. Strengthened audit readiness through pre-audit diagnostics and rectification of recurring control gaps.</li><li>Regulatory Compliance & Risk Management: Ensured end-to-end compliance which includes ROC, RBI, FEMA, Income Tax, GST, Transfer Pricing, DTAA, and Customs. Reviewed cross-border contracts and transactions to ensure arm’s length pricing, accurate TDS application, and proper documentation under Transfer Pricing regulations.</li><li>Commercial Negotiation & Contract Governance: Led commercial negotiations and structured deals with vendors and franchisees. Reviewed key business contracts to ensure financial viability, risk protection, and compliance with regulatory standards.</li><li>Treasury & External Commercial Borrowing (ECB): Managed fund planning and liquidity management including ECB drawdowns, bank negotiations, and interest optimization. Improved working capital cycles through proactive cash flow forecasting and receivables control.</li><li>Internal Controls & Governance Framework: Led organization-wide reviews of internal control systems, identified process gaps, and redesigned or implemented over 40 SOPs and IFCs. Established a governance structure for financial discipline, risk mitigation, and policy compliance across departments.</li></ul> at Kama Ayurveda Pvt. Ltd. & PUIG India Pvt. Ltd.