Gargee Khunti
Central,HCW
Summary
Wealth management professional with international experience across diverse markets. Specializes in designing tailored investment strategies, conducting comprehensive financial assessments, and advising clients on key financial matters, including retirement planning and tax optimization. Builds long-term client relationships through ethical and proactive communication.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Wealth Management Advisor
Acuma Hong Kong
Hong Kong
08.2025 - Current
- Designed and implemented tailored wealth management strategies across diverse client portfolios, aligning investment decisions with each client’s broader financial plan.
- Advised clients on retirement planning, tax optimisation, estate structuring, insurance planning, and education funding to align with their financial goals.
- Led comprehensive financial needs assessments to identify client goals, risk profiles, and long-term wealth objectives.
- Conducted portfolio reviews with clients, offering strategic insights on investment performance and identifying emerging market opportunities.
- Built and sustained high-trust, long-term client relationships through proactive communication, thoughtful guidance, and consistent service excellence.
- Delivered holistic, ethical, and objective financial planning recommendations while ensuring alignment with applicable regulatory requirements.
- Drove asset growth through client referrals, new business development, and the expansion of existing client relationships.
Wealth Management Advisor
deVere
Mauritius
05.2025 - 08.2025
- Developed tailored wealth management strategies for diverse client portfolios.
- Developed customised strategies for wealth management, asset allocation, portfolio diversification, and risk management.
- Analysed client holdings to provide actionable recommendations for portfolio enhancement.
- Educated clients on effective risk management and diversification strategies for their investments.
- Advised clients on retirement planning, tax optimisation strategies, estate planning, insurance coverage, and education funding options.
- Assisted clients with the development of short-term and long-term savings objectives.
- Conducted in-depth financial assessments to identify client needs and goals.
- Facilitated regular meetings to assess investment performance and discuss market trends with clients.
- Collaborated with financial analysts to optimise asset allocations for clients.
- Performed due diligence on potential investments prior to recommending them to clients.
- Conducted research and analysis of investment opportunities in order to recommend the most suitable investments to clients.
- Created financial plans to allocate assets for clients to obtain goals.
- Created financial plans with projections of net worth and cash flow over time while considering macroeconomic factors.
- Evaluated a wide range of investment vehicles, including stocks, bonds, mutual funds and alternative investments.
- Collaborated with service lines to define wealth targets and goals for clients.
- Reviewed new legislation or regulations that may impact client's portfolios or strategies.
- Maintained up-to-date knowledge of relevant laws, regulations, products and services in order to provide accurate information to clients.
- Built strong relationships with clients to enhance trust and engagement over time.
- Established relationships with external vendors such as banks, brokers, trust companies and insurance carriers to ensure that the best services were provided to customers.
- Ensured compliance with all applicable regulatory requirements when making decisions about investments or advising on strategies.
Trainee Clinical Scientist
Bedfordshire Hospitals NHS Foundation Trust
All hospitals in Bedfordshire
01.2021 - 05.2025
- Optimized data management processes, ensuring accuracy and contributing to seamless financial and operational workflows.
- Supported the deployment of new financial systems, improving operational efficiency and aligning with organizational goals.
- Directed project workflows and resource allocation, monitoring progress and ensuring timely achievement of budget and revenue targets.
- Streamlined budgeting processes to improve invoice and expense management, contributing to accurate financial reporting.
- Enhanced stakeholder communication through impactful presentations and financial summaries for internal and external audiences, fostering informed decision-making.
- Developed user surveys and data analysis tools, capturing actionable insights to inform financial strategies.
- Represented the organization at industry and community events, strengthening stakeholder relationships and promoting the company’s financial vision.
Clinic Support Team Leader
Vadalia Maternity Hospital
01.2018 - 12.2018
- Led team collaborations and streamlined patient data systems, ensuring compliance with data protection and financial regulations.
- Conducted monthly, quarterly, and year-end reconciliations, ensuring accuracy and adherence to financial reporting standards.
- Oversaw month-end and year-end closing procedures, delivering precise and timely financial statements.
- Optimized accounting workflows, achieving measurable improvements in efficiency and accuracy.
- Negotiated terms for loans and financial agreements, strengthening organizational financial position.
- Maintained detailed and audit-ready financial records, ensuring compliance with regulatory requirements.
- Prepared comprehensive financial summaries, including income statements, balance sheets, and cash flow analyses, for informed decision-making.
- Recommended cost-reduction strategies, improving budget management and supporting profitability.
- Directed payroll operations, ensuring accurate calculation of wages, tax deductions, and benefits for compliance.
Education
Master of Science - Clinical Managment
Queen Mary University of London
London12-2024
MSc - Molecular Medicine
University of Reading
Reading2019
BSc (Hons) - Marine Biology
University of Portsmouth
Skills
- Investment strategies
- Portfolio management
- Financial planning
- Retirement planning
- Investment consulting
- Quantitative and equity analysis
- Financial analysis
- Data analysis
- Regulatory compliance
- Asset allocation
- Excel proficiency and database skills
- Client networking
- Leadership and effective communication
- Team collaboration
Hobbies and Interests
Passionate about dance, polo, and golf, fostering creativity, teamwork, and precision. Actively pursuing professional development through industry webinars, while also exploring travel and new cultures to expand adaptability and perspective
Career goals
To advance into a senior wealth management role where I can apply my cross-border experience across Mauritius, Hong Kong, and the UK to advise clients on complex international wealth matters, drive business growth, and deliver trusted, holistic financial solutions.
Languages
English
Native
Native
Hindi
Proficient (C2)
C2
Gujarati
Proficient (C2)
C2
Chinese (Mandarin)
Beginner
A1
Punjabi
Proficient (C2)
C2
Urdu
Proficient (C2)
C2
Certification
- INSURANCE AUTHORITY REGISTERED
Timeline
Wealth Management Advisor
Acuma Hong Kong
08.2025 - Current
Wealth Management Advisor
deVere
05.2025 - 08.2025
Trainee Clinical Scientist
Bedfordshire Hospitals NHS Foundation Trust
01.2021 - 05.2025
Clinic Support Team Leader
Vadalia Maternity Hospital
01.2018 - 12.2018
Master of Science - Clinical Managment
Queen Mary University of London
MSc - Molecular Medicine
University of Reading
BSc (Hons) - Marine Biology
University of Portsmouth