Fizah Daud
Summary
Compliance professional with 10 years experience in both regulatory and AML compliance. Adept in developing and monitoring compliance frameworks, conducting audits, and managing risks. Exceptional written and verbal communication, skilled at fostering strong stakeholder relationships, and driving a culture of proactive risk management. Looking for an opportunity in a dynamic organisation that offers global exposure and maximises my potential in this field.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Relationship Service Manager (CDD/AML Advisory)
Standard Chartered Bank
Singapore
01.2024 - Current
- Provide High Net Worth (HNW) compliance advisory to International Banking segment
- Source of Wealth and AML Compliance subject matter expert
- Lead trainer for AML-KYC compliance training programs
- Play a key role in promoting an environment of continuous improvement within the organization by identifying opportunities for enhancing existing compliance processes and strategies.
- Conduct regular reviews of company policies and procedures for alignment with regulatory requirements and industry best practice
Senior Compliance Consultant
Integrium Pte. Ltd (a Subsidiary Of TSMP Law Corp)
Singapore
07.2019 - 11.2022
- Provided compliance advisory on applicable laws and regulations
- Enhanced regulatory compliance by conducting thorough risk assessments and implementing effective control measures
- Main contact person for liaison and maintaining strong relationships with regulators, the Monetary Authority of Singapore (MAS)
- Oversaw the preparation of various reports for regulatory authorities, demonstrating the company's commitment to maintaining high standards of compliance
- Designed targeted AML training programs for clients to promote awareness of key compliance issues and requirements
- Identified gaps in existing compliance processes and recommended updates
AVP of Compliance
Overseas Chinese Banking Corporation (OCBC) Bank
Singapore
06.2017 - 06.2018
- Pioneer in establishing a compliance framework for the bank's Premier Private Clients segment
- Enhanced collaboration with Bank of Singapore, OCBC's Private Banking arm, by implementing innovative compliance tools and fostering an open dialogue culture
- Ensure the bank's operations comply with local and international regulations, including but not limited to AML, KYC, US, and OFAC regulations
- Worked closely with legal, risk management, and operations departments to ensure a cohesive approach to compliance
- Recommended the use of Robotic Process Automation (RPA) to enhance and increase efficiency of existing compliance process in relation to adverse media searches
Senior Compliance Analyst
Standard Chartered Bank
Singapore
04.2014 - 05.2017
- Enhanced regulatory compliance by developing and implementing comprehensive policies and procedures
- Provided expert guidance on complex compliance matters, assisting in the resolution of high-stakes issues
- Maintained an up-to-date knowledge base of key legislation (the Banking Act and MAS Notice 626) and evolving best practices relevant to banking AML compliance
- Analyzed data from various sources to identify patterns indicative of potential compliance risks or areas needing improvement
Compliance Officer
Bank Julius Baer
Singapore
10.2013 - 02.2014
- Provided compliance advisory to private bankers in regard to KYC/CDD reviews
- Maintained up-to-date knowledge of current and emerging AML KYC compliance regulations
- Expert at drafting Source of Wealth reports for private banking clients
- Developed and maintained compliance database, tracking all compliance activities and documents
- Implemented successful remediation efforts following audit findings, minimizing adverse consequences for the organization
- Identified gaps in existing compliance processes and recommended updates
- Assisted with development of compliance objectives and strategies
Compliance Analyst
Standard Chartered Bank
Singapore
01.2013 - 09.2013
- Served as a subject matter expert on KYC AML compliance matters, providing guidance and support to colleagues across various departments
- Participated in an industry-wide upliftment of KYC AML standards
- Conducted periodic compliance audits and reviews to identify areas of improvement
- Skilled at performing KYC reviews on individuals and corporate entities
Education
Banking & Finance
University of London
SingaporeSkills
- Written and Verbal Communication
- Relationship Management
- De-Escalation Techniques
- Issue Resolution
- Regulatory and AML Compliance
Languages
English
Bilingual or Proficient (C2)
Indonesian
Advanced (C1)
Malay
Bilingual or Proficient (C2)
Arabic
Beginner (A1)
Certification
International Compliance Association (ICA) Advanced Certificate in Regulatory Compliance (Financial Crime) - Distinction
Accomplishments
- Awarded Silver at the Excellence in Service Award (EXSA); a national award that acknowledges individuals who have demonstrated outstanding customer service
- Received an off-cycle promotion for outstanding performance and for spearheading the successful implementation of a new business model
- The only team player to receive a 2 Rating in the Annual Performance Review exercise
Affiliations
- Institute of Banking & Finance (IBF)
- International Compliance Association (ICA)
Timeline
Relationship Service Manager (CDD/AML Advisory)
Standard Chartered Bank
01.2024 - Current
Senior Compliance Consultant
Integrium Pte. Ltd (a Subsidiary Of TSMP Law Corp)
07.2019 - 11.2022
AVP of Compliance
Overseas Chinese Banking Corporation (OCBC) Bank
06.2017 - 06.2018
Senior Compliance Analyst
Standard Chartered Bank
04.2014 - 05.2017
Compliance Officer
Bank Julius Baer
10.2013 - 02.2014
Compliance Analyst
Standard Chartered Bank
01.2013 - 09.2013
Banking & Finance
University of London