Dion Achmad
Banker
Pasig City,,Metro Manila
Summary
Versatile leader with experience in high-stakes environments with more than 13 years of experience in Banking Industry. Developed skills in Consumer lending product management, risk and portfolio management within fast-paced, results-driven settings. Excels in implementing growth strategies and fostering collaborative team cultures to drive success.
Overview
13
13
years of professional experience
3
3
Languages
Work History
Credit Portfolio Mgmt (SM/VP)
Maya Bank
01.2023 - Current
- Conducted in-depth industry research to identify potential risks or opportunities within Maya Easy Credit & Loan channeling product.
- Participated in internal audits to ensure adherence to corporate guidelines and regulatory requirements related to credit management activities.
- Optimized acquisitions & portfolio management such limit and pricing on Maya easy credit product to balance risk and optimum profitability
- Leading & mentored junior associates of 6 by sharing knowledge about best practices in financial planning and portfolio management.
- Increased credit portfolio quality by implementing risk management strategies and conducting thorough credit analyses.
Lending Product Manager (SM)
CIMB PH
01.2022 - 01.2023
- Managed full lending product lifecycle, from ideation through post-launch support, ensuring consistent quality control measures were in place.
- Coordinated project planning and execution with team members and team leads. Specifically on building Loan channeling product
- Thrived in fast-paced, highly-adept team to develop and prioritize product features and build product roadmap.
- Communicated effectively with team members to deliver updates on project milestones and deadlines.
- Documented user stories, specifications, and product features into detailed work order to communicate across teams and build mandatory requirements. pecifically on building Loan channeling product
- Optimized product performance with data-driven analysis and continuous improvement initiatives such as campaign and pricing adjustment on lending product (Gcredit, Revi, Personal Loan)
CC & PL Revenue Uplift (M-SM)
CIMB NIAGA
01.2017 - 05.2022
- Collaborated with stakeholders to optimize Credit cards & Personal Loan profitability and translate them into actionable project objectives.
- Identified areas for revenue uplift and mitigate loss leak potential on Credit cards & Personal Loan product.
- Coordinated project planning and execution with team members and team leads. Specifically on building Loan channeling product
- Communicated effectively with team members to deliver updates on project milestones and deadlines.
- Documented user stories, specifications, and product features into detailed work order to communicate across teams and build mandatory requirements. specifically on building Loan channeling product
- Optimized product performance with data-driven analysis and continuous improvement initiatives such as campaign and pricing adjustment on Credit Cards & Personal Loan
CC Product Profitability (AM)
CIMB NIAGA
01.2015 - 01.2017
- Collaborated with stakeholders to optimize Credit cards profitability and translate them into actionable project objectives.
- Identified areas for revenue uplift and mitigate loss leak potential on Credit cards product.
- Continuously monitored industry trends, staying ahead of competitors by integrating industry knowledge in credit card strategy whenever possible
Risk Analytics (Officer)
BTPN
01.2012 - 01.2015
- Utilized data-driven decision-making techniques to inform strategic planning processes and measure progress towards goals.
- Optimized acquisitions & portfolio management such limit and pricing on Mitra Usaha Rakyat / MSME product to balance risk and optimum profitability
- Increased credit portfolio quality by implementing risk management strategies and conducting thorough credit analyses.
- Calculating and measuring on loan provisions of Mitra Usaha Rakyat / MSME product.
- Creating and preparing credit risk scorecard.
Education
Master of Science - Management
University of Indonesia
Jakarta, ID 04.2001 -
Bachelor of Science - Mathematics
University of Padjadjaran
West Java, ID 04.2001 -
Skills
Team leadership
Strategic planning
Risk management
Financial management
Business development
Presentations
Data analysis
Performance monitoring
Personal Information
- Date of Birth: 04/16/89
- Gender: Male
- Nationality: Indonesian
- Marital Status: Married, Father of 2
- Religion: Islam
Football & Basketball
Active player and main founders of Maya football club led to couple achievement on corporate football league.
Motto
In every success, there always be story to be told, and in every failure there always be lesson to be learn
Timeline
Credit Portfolio Mgmt (SM/VP)
Maya Bank
01.2023 - Current
Lending Product Manager (SM)
CIMB PH
01.2022 - 01.2023
CC & PL Revenue Uplift (M-SM)
CIMB NIAGA
01.2017 - 05.2022
CC Product Profitability (AM)
CIMB NIAGA
01.2015 - 01.2017
Risk Analytics (Officer)
BTPN
01.2012 - 01.2015
Master of Science - Management
University of Indonesia
04.2001 -
Bachelor of Science - Mathematics
University of Padjadjaran
04.2001 -